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What is a Bridge Loan?

A bridge loan is defined as a short-term (12-24 months) real estate loan that closes faster than term loans or conventional loans. It's great for Real Estate Investors because not only does it close quickly, but the guidelines are laxer, therefore there is less underwriting and documentation needed.​​​​​  Real Estate Bridge loans are temporary loans, secured by the asset (real estate), the typical property bridge loan has a term of 12-24 months, although many bridge loan lenders will grant the owner the option to extend his loan for six months to one year​

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What is a Hard Money Bridge Loan?

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​A Hard Money Bridge Loan is simply a short-term loan secured by real estate. These types of loans are a form of asset-based lending for real estate investors - where private money lenders are primarily concerned with the property’s value rather than the borrower’s credit scores or what’s in the borrower’s bank account.​​  Whether it's a commercial real estate loan or a residential real estate loan, Hard Money Bridge Loans bridge the gap between those who do not have the ability to go to the bank due to poor credit and their dream of becoming a real estate entrepreneur. 

Why Should You Use a Bridge Loan?

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  • Quick Access to Funds: With conventional loans, some qualifications restrict you from getting access to those funds. With a Bridge Loan, fewer guidelines, underwriting, and restrictions will provide you with quick access to funds.​

  • For Every Type of Real Estate Investor: A Bridge Loan is a great solution for any real estate investor - at all experience levels.​​​

Click Here To Begin Application

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This is not an offer to lend or extend credit. Credit approval is subject to credit standards, and actual terms (including actual loan amount) may vary by applicant. We Finance America Inc. requires certain supporting documentation with each new application and offers no guarantee of funding or loan offers and the terms thereof.  All Loan decisions are made by our lending partners and subject to their specific underwriting criteria and approval processes.

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