Working Capital Business Loans
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​Our Working Capital Loan is ideal for business owners who are being forced to scale back operations or cut necessary business activities because of an unexpected dip in cash flow. Are you weathering periods of lower sales trying to ramp up for a busy season ahead? When you feel cash is tight and your business lacks the funds necessary to keep everyday operations running smoothly, know that We Finance America has your back. Our goal is to give your business the boost it needs to get back on track by providing quick access to the capital you need to overcome these short-term challenges while gaining momentum for long-term success!
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What is a Working Capital Loan?
A working capital loan is a financial product designed to help restaurant and small business owners fund their everyday business operations. Working capital loans can provide the funding your business needs without the long wait of a traditional bank or the hidden fees and payment surprises of a merchant cash advance.
The approval process is streamlined with minimal documentation, and funding can occur in a matter of days! Loan terms are fixed so your payments won’t fluctuate and the interest you pay is tax deductible, further lowering your cost of funds.
If you're looking to infuse your business with cash quickly, with a real bank loan, then a working capital loan may be just the thing you need!
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Benefits of a Working Capital Loan:
✅ This is a true bank loan not a merchant cash advance
✅ Payments are fixed and the paperwork required is minimal
✅ Approval is normally under a week with loan amounts up to One Million Dollars
✅ There are longer repayment terms – up to 36 months
✅ The interest you pay is tax deductible, further lowering your cost of funds
✅ There are no hard credit pulls so your credit score won’t be affected
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