MCA Debt Consolidation Solutions
Does Any of the following apply to your business?
-
Is your business cash flow down because you are paying daily on two or more Cash Advance Contracts
-
Is your business NET revenue down?
-
Is your business struggling to pay invoices on time?
-
Are you using credit cards to pay bills?
-
Is your business delinquent on any of its bills?
-
Are you receiving collections calls or notices from creditors?
-
Are you barely paying yourself to keep the business operating?
-
Is your business not able to qualify for a more traditional bank loan right now?
If you answered Yes to any of these questions, we could help!
Our reverse consolidation process provides business owners a way to consolidate outstanding MCA or Cash Advance positions and improve cash flow by up to 50%
An MCA consolidation refers to the process of combining multiple Merchant Cash Advances (MCAs) into a single payment or agreement. This is often done by businesses that have taken out multiple MCAs and are struggling to manage the separate payments.
How Does MCA Consolidation Work?
-
A lender offers a new loan or financial product that pays off the existing MCAs.
-
The business owner then makes one consolidated payment instead of multiple payments to different MCA providers.
-
The new loan terms are often designed to offer lower payments, longer repayment periods, or better interest rates.
Benefits of MCA Consolidation
✅ Simplified Payments: Managing one payment instead of several.
✅ Improved Cash Flow: Lowering daily or weekly payment amounts.
✅ Reduced Stress: Fewer creditors demanding payments.
Minimum Requirements:
Ending Bank Balance Average over the last three months must be a minimum of $20,000
Borrower Minimum FICO is 620+
No More than two NSF's each month during the four preceding consecutive months